Service Charges

Schedule of Charges – Commission (w.e.f. 01-01-2022)

1. Cash Deposits

– For Rs.10/-, 20/- and 50/- denomination (Rs.5/-+GST per packet) upto One Packet free
– Notes of others denominations is free

2. Minimum Balance for Super current Accounts (Daily Basis) – Rs. 50000

3. DD Commission

	» Axis / HDFC :-
	Other Than Anand City	For Anand City
	Minimum Rs. 15/- @ 0.15 Paisa (Free on super current account)	Minimum Rs. 10/- @ 0.15 Paisa (For All)

4. OBC Commission

	(i) Up to Rs. 10000	Rs. 20/- Per Instrument
	(ii) Rs. 10001 to Rs. 50000	Rs. 50/- Per Instrument + Service Tax
	(iii) Rs. 50001 to Rs. 100000	Rs. 100/- Per Instrument + Service Tax
	(iv) Rs. 100000 and above	Rs. 150/- Per Instrument + Service Tax

5. IBC Commission

(i) Rs. 1 to 10000	Rs.75/-	if Super Current A/c up to 100000 Rs. 35/- above 100000 Rs. 50 /-
(ii) Rs. 10001 to 100000	Rs. 100/-
(iii) Rs. 100001 to 1000000	Rs. 200/-
(iv) Rs. 1000000 and above	Rs. 275/-

6. Duplicate Passbook Charge Rs. 50 /- + GST

7. SMS Charge Rs. 15 /- + GST Quarterly

8. Cheque Stop Payment Charges Rs. 50 /- + GST

9. Duplicate Statement Charges Rs. 5 /- Per Page

10. Cheque Book charge

For Newly open Current / Saving A/c first Issue of cheque book – Nil Then After

»Saving cheque book charge – Rs. 15/- + GST Per cheque book

»Other than saving cheque book charge Rs. 45/- + GST Per cheque book

»For paying loan from other bank’s instalment cheque book charge Rs. 100/- + GST per chequebook

11. Return Charges:

Clearing Return
Transfer Return
Inward Cheque Return

Rs. 118/- with GST
Rs. 118/- with GST
Rs. 118/- with GST

12. Signature Verification Charge: Rs. 10/- (for Loan verification)

13. Stationary Charges:

» Account Holding of Hypothecation / FDOD / PMCC quarterly Rs. 50 stationary charge

» Account Holding of Saving / Current deposit half yearly stationary charge Rs. 5/-

14. Loan Instalment Default Charges:

– On All Types of Loans – Rs. 100

15. Duplicate No Due Certificate Charges: Rs. 100/-

16. RTGS/NEFT/IMPS Charges:

Services Charges:
Branch to NEFT/RTGS/IMPS

Up to Rs. 10,000 – Free
Rs. 10,001 to 50,000 – Rs. 2.5 + GST
Rs. 50,001 to 2,00,000 – Rs. 5 + GST
Rs. 2,00,001 to 5,00,000 – Rs. 10 + GST
Above Rs. 5,00,001 – Rs. 15 + GST

Mobile to NEFT/RTGS/IMPS

Up to Rs. 10,000 – Rs. 1.10 + GST
Rs. 10,001 to 5,00,000 – Rs. 2.10 + GST

17. Loan Advance switch over Charges:

» In case of CC/OD sanction, then charges will 2%+ GST of limit sanctioned.

» In case of Term Loan other than Housing Loan, then charges will 2%+ GST of Outstanding sanctioned.