Housing Loan
| Particulars | |
| Purpose | – For construction of Bungalow/Tenements – For purchase of ready build flat/Tenement/Raw house – For repairing/renovation of flat/Tenement |
| Eligibility | Salaried employees, Businessmen, professional self-employed, |
| Loan Amount | Max 70.00 Lacs or 80% of marketable value or Estimate of Construction whichever is lower. |
| Margin | 20% of marketable value or Estimate of Construction |
| Repayment Period | 20 years |
| Rate of interest | 8.25 % PA |
| Processing fee | Nil |
| Share linking | 2.5% of the loan amount sanctioned |
| Guarantee | Two guarantor possessing property and also Income tax-payer. |
| Security | Mortgage of Flat/Tenement/Raw house/Apartment |